Every auto insurance company in Los Angeles must separate its drivers into standard risk and high risk categories. This delineation helps each company price auto insurance policies according to calculated risks. At Survival Insurance, we believe risk isn't the only factor that should determine your premium rate. After all, high risk can be defined in many ways.

Some Los Angeles drivers are considered high risk candidates due to traffic violations, tickets, and auto accidents. Others are considered high risk because of more serious offenses, like DUIs. Still others are lumped into the category of high risk simply because they own expensive or exotic cars, live in zoned neighborhoods that are priced by zip code, or are celebrities. These people may also have to pay much more for auto insurance rates than the standard driver. This is because they are subject to different kinds of risk, from theft to paparazzi attacks.

Our Los Angeles High Risk Auto Insurance Company

Whether you're being chased by Los Angeles paparazzi or simply have a few tickets on your record, Survival Insurance can help you procure high risk auto insurance. We conduct a yearly evaluation of your circumstances to monitor changes and see whether we can help reduce your premium. For instance, the length of time that has passed since your last infraction may gradually reduce the price of your policy.

You can also contact us to amend a policy at any time. If you sell your sports car or move to a different address, you may immediately save money. We're a people-friendly company with open ears and affordable policies. Call us today!